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About Me

We help pre-retirees and retirees reduce financial stress, make smart investment decisions and navigate the next chapter.  Michele Kruger is a Chartered Accountant and a Practitioner/Affiliate member of the Financial Advice Association of Australia.

We are located in Perth, WA, serving clients across the state and throughout Australia

Meet Michele

I’ve worked in the financial services industry for 25 years, with experience that spans both the corporate world and personal financial advice. I began my career as a corporate and international tax consultant at a Big 4 accounting firm, advising multinational companies on corporate structures and tax-related matters. While intellectually challenging and rewarding, over time I realised I was craving something more personal and more meaningful.

Following our family’s move halfway around the globe, I moved into the world of personal financial advice and haven’t looked back. Helping individuals and couples find clarity and confidence in their financial lives is the most fulfilling work I’ve ever done. I especially delight in those “Aha!” moments with clients—when I can literally see the weight lift from their shoulders as they begin to understand their options, make informed decisions and feel a renewed sense of control and possibility. Those moments bring me incredible joy and give real purpose to the work I do.

Today, I work primarily with clients in their 50s and beyond who are preparing for retirement or navigating major life transitions. Whether you’re feeling overwhelmed by financial complexity or simply want a clear plan that supports the life you want, I’m here to walk alongside you.

Outside of work, you’ll most often find me outdoors, spending time with the people I love. I have an incredibly supportive husband and four fantastic kids (who sometimes drive me a little batty, but I wouldn’t have it any other way). Life is full, real and always evolving—and I bring that lived understanding into every client relationship.

Michele Kruger

Qualifications & Professional Memberships

  • Chartered Accountant (CA ANZ)
  • Practitioner Member, Financial Advice Association of Australia (FAAA)
  • Bachelor of Commerce (Accounting) – cum laude
  • Bachelor of Commerce Honours (Accounting)
  • Master of Commerce (International Tax) – cum laude
  • Higher Diploma in International Tax
  • Graduate Diploma of Financial Planning
  • Accredited Aged Care Professional (Aged Care Steps)

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