We’re glad you’re here, and we’d love to help
Financial advisers in Perth
We are financial advisers in Perth WA helping pre-retirees and retirees make the most of their financial situations so they can focus on living their best lives.
We meet with clients across the state and throughout Australia.
Hello and welcome!
I’ve worked in the financial services industry for over 25 years, with experience that spans both the corporate world and personal financial advice. I began my career as a corporate and international tax consultant at a Big 4 accounting firm, advising multinational companies on corporate structures and tax-related matters. While intellectually challenging and rewarding, over time I realised I was craving something more personal and more meaningful.
Following our family’s move halfway around the globe, I moved into the world of personal financial advice and have never looked back. Helping individuals and couples find clarity and confidence in their financial lives is the most fulfilling work I’ve ever done. I especially delight in those “Aha!” moments with clients when I can literally see the weight lift from their shoulders as they begin to understand their options, make informed decisions and feel a renewed sense of control and possibility. Those moments bring me incredible joy and give real purpose to the work I do.
Today, I work primarily with clients in their 50s and beyond who are preparing for retirement or navigating major life transitions. Whether you’re feeling overwhelmed by financial complexity or simply want a clear plan that supports the life you want, I’m here to walk alongside you.
Outside of work, you’ll most often find me outdoors, spending time with the people I love. I have an incredibly supportive husband and four fantastic kids (who are still learning that money doesn’t grow on trees). Life is full, real and always evolving—and I bring that lived understanding into every client relationship
Michele Kruger
Director | Financial Adviser | Chartered Accountant
Grad Dip FP | B Com | B Com (Hons) | M Com
The values that drive us
As financial advisers in Perth we're deeply value driven
This is about you
Whether you're just starting to get organised or already have a clear direction, we’ll move at your pace. You’ll always have the space and time to reflect deeply on the work we do together.
Listening that matters
We’ll ask meaningful questions and truly listen to your answers, ensuring our conversations lead to insight, not just information.
Communication that works for you
We believe in simple, human communication. Prefer a phone call? Great. Text or email easier? No problem. We’ll find a rhythm that works for you.
Progress over perfection
We won’t wait for perfection. Together, we’ll make smart, timely decisions—then refine them as your life and goals evolve.
Clarity and order
We’ll help you create structure, simplify complexity and gain clarity in your financial life.
Encouraging follow-through
We’ll help keep you accountable to the financial commitments you’ve made, with support—not pressure.
Objective perspective
We’ll offer calm, informed and context-specific guidance to help you avoid emotionally driven decisions.
Planning ahead
Life rarely moves in a straight line. We’ll work together to anticipate life’s transitions and stay financially prepared. We’ll regularly review your financial picture to keep things moving in the right direction.
Education that empowers
You don’t need to become a finance expert—we’ll help you learn what’s most relevant to your situation, so you can make confident decisions.
A true partnership
This is a collaborative relationship. We’re here to help you live your best life—working with you, not just for you.